TERMS OF SERVICE

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 Last Updated: December 1, 2025

By accessing or using the website operated by Esquivel Wealth Strategies – Global Financial Impact (“GFI Financial,” “we,” “our,” or “us”), including any landing pages, appointment forms, lead forms, or online tools, you agree to be bound by these Terms of Service (“Terms”).  If you do not agree to these Terms, please discontinue use of our site and services.

Esquivel Wealth Strategies provides:

• Financial education
• Wealth strategy consultations
• Appointment-based financial guidance
• Licensed insurance and financial services
• Real estate and relocation services (where applicable)

Nothing on this website constitutes financial, legal, or tax advice.  All consultations are informational and may require regulatory licensing depending on the state.

By using our site, you confirm that you are:

• At least 18 years old
• Legally capable of entering into contracts
• Using the site for lawful purposes

All website content—including text, graphics, logos, images, videos, and downloadable materials—is the property of GFI Financial or its partners and is protected by U.S. and international copyright laws.

You agree not to:

• Copy, reproduce, or redistribute content
• Use content for commercial purposes without permission
• Misrepresent affiliation with our company
• Attempt to reverse-engineer or disrupt website functionality

GFI Financial does not make any:

• Earnings guarantees
• Income promises
• Career outcome guarantees
• Investment return guarantees

Any discussion of career opportunities, licensing paths, or potential compensation is strictly informational and depends on individual effort, licensing, and compliance requirements.

You agree that you will:

• Provide accurate information
• Use the site lawfully
• Not attempt unauthorized access to systems, data, or servers
• Not engage in harmful, fraudulent, or misleading activity

By submitting a form or scheduling an appointment:

• You consent to be contacted by GFI Financial via phone, text, email, or automated systems
• You agree that communication may relate to educational information, scheduling, follow-up, or career overview details
• You may opt out of communications at any time

Our website may contain links to third-party sites or tools (e.g., Meta, Google, scheduling platforms, CRM systems).

We are not responsible for:

• Content on third-party websites
• Their privacy practices
• Their terms of service
  

Use these third-party tools at your own discretion.

Our website and services are provided “as is” and “as available.”  We disclaim all warranties of any kind, including:

• Implied warranties 
• Fitness for a particular purpose
• Non-infringement
• Accuracy of information

We do not guarantee:

• Uninterrupted availability
• Error-free functionality
• That the website will be secure or virus-free

GFI Financial is not liable for any damages arising from:

• Use or inability to use the website
• Errors, omissions, or inaccuracies in content
• Unauthorized access or data breaches
• Any losses incurred as a result of relying on website information

To the maximum extent permitted by law, our liability is limited to the amount paid (if any) for accessing the site.

You agree to indemnify and hold harmless GFI Financial, its team members, partners, and affiliates from any claims or liabilities arising out of your use of the website or violation of these Terms.

We may update these Terms from time to time.  Updated versions will be posted on this page with a revised “Last Updated” date.  Continued use of the site indicates acceptance of updated Terms.

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

For questions about these Terms or your use of the website, contact:

Esquivel Wealth Strategies – Global Financial Impact
2911 Via Libertad
Carlsbad, CA 92010
📞 (916) 302-6535
📧 marco@esquivelwealthstrategies.com